Rules

Structure

A two-phase evaluation, then a funded account. No paid options and no extras: the listed price is the whole price.

Second chance

Pass phase 1 and then lose phase 2 five times in a row on the same account size, and your next purchase skips the assessment. You buy the size below and the account is funded from your first trade: no phase 1, no phase 2.

Five phase 1 passes is not luck. Somebody who does that has shown they can reach the target and cannot yet hold the account through the second leg, and the useful answer to that is a real account one size smaller, not another assessment.

The five have to be consecutive. A breached phase 1 starts the count again, and so does passing phase 2, which does not need this rule because it funds you already. An account closed for inactivity starts it again too.

The sixth purchase is paid at the normal price for that size. It is a shortcut through the assessment, not a free account.

Resets count towards the five. A reset is a fresh phase 1 that was paid for.

As with every funded account, your identity has to be verified first, and one verified identity carries one funded account.

How loss is measured

This is what disputes are about, so this is the part we write most precisely.

On equity, not on balance

Both limits are measured on account equity, meaning your balance plus or minus any open positions. A losing position counts the moment it is open. You cannot stay inside a limit by holding a loss open.

Daily loss: 4%

Each day, your starting point is your equity at the first reading taken from midnight UTC onwards. That point is recorded and does not move for the rest of the day. If your equity falls more than 4% below it, the day is lost and the challenge is over.

That starting point is your equity as actually read, not a reconstruction of what it was at 00:00:00. It is kept from one reading to the next: nobody gets a second 4% allowance part-way through a day.

Total loss: 8%, static

The floor sits 8% below your account's starting balance and never moves. It does not rise when you win. A floor that trails up creeps towards you quietly; this one stays where it is.

How often we look

Your account is read automatically about every five minutes. Every reading is timestamped and kept. A limit crossed between two readings is recognised at the next one: the reading is what counts, in both directions.

What you get if you dispute it

If your challenge is stopped on a rule, we give you the exact equity, the exact floor and the exact timestamp of the reading that caused the decision. Every decision points at a recorded reading; without one, it is not taken.

Trading days

A trading day is a day on which you OPENED at least one position, counted in UTC. Opening is the action, so a position opened on Monday and closed on Thursday is one trading day, Monday, and a position you are still holding already counts. You need at least 5 of them per phase. There is no maximum and no time limit: take as long as you need.

Consistency rule: 50%

No single day may account for more than 50% of everything you won in the phase. It applies to the evaluation and to the funded account alike.

Losing trades do not count

They are excluded from both sides of the sum: not from your best day, and not from the total. So a deliberate loss cannot make your best day look smaller than it was.

An example

On a $3,000 account you need to win $300 to pass. Win it all in one day and that day is 100% of your winnings, which is over the line. Win it across three days as $120, $100 and $80 and the best day is 40%, which is under. A share exactly equal to the limit passes.

Why: one good day does not demonstrate a repeatable skill, and a repeatable skill is what we are funding. It counts the day rather than the trade so that a position closed in several parts counts as what it is: one idea.

Going over it triggers a manual review. The account stays open and stays monitored during that review, and no decision is automatic.

Inactivity: 30 days

An account with no activity for 30 consecutive days is closed. Opening a position counts as activity, not only closing one, so a position you are still holding keeps the account open. It is not a penalty and it is not recorded as a risk breach: an unused account costs us to monitor. You can buy another challenge at any time.

Payouts

Your share: 80%

You keep 80% of the profit made on the funded account. That percentage is fixed and cannot be bought up.

21-day cycles

A cycle runs 21 days and must contain at least 5 trading days. At the end of it you request the payout from your account page and an operator approves it. That is the one step we deliberately keep human.

How you are paid

In FCFA, by Mobile Money, to the number you registered with. The funded account is denominated in dollars: the conversion rate used is recorded on your payout request so you can check the arithmetic.

A refusal comes with a reason

If a payout is refused, you are told why. A reason you cannot check is not a reason.

You get your fee back

The challenge fee is refunded in cash with the first payout you earn on a funded account. The amount refunded is what you actually paid: if you used a discount it is the discounted price, and if you reset it is the reset price.

When exactly

With the first payout that is actually paid, not when you pass and not when the funded account opens. So it needs a profitable cycle and an approved payout. If a first payout is refused or does not go through, the fee stays owed and rides the next one: it comes back once, or not at all.

The two cases with no refund

• A free entry. If you paid nothing, such as a place won in a competition or a 100% code, there is nothing to refund.
• A second chance. The purchase that skips the evaluation is not refunded: skipping the evaluation is already the concession.

What we look at before paying

Before a payout your trade history goes through a set of checks. We publish them because a check you cannot know about in advance is not a rule, it is a trap. Here is what they look for:

• Concentration: a single winning trade carrying the whole cycle. This is the consistency rule, applied to winnings.
• Trade count: profit earned in too few decisions to be a method.
• Position size: one trade far larger than your own normal size.
• Hold time: positions opened and closed within seconds, harvesting the odd bad price a demo feed prints.
• Win rate: a share of wins nobody sustains over time.
• One-day profit: a whole cycle's profit made in a single session.
• Where the money is going: the Mobile Money number on your account. Changing that number does not block a payout, but a recent change is flagged for a human, as is a number you have never paid us from. The name on your identity document is also compared with the name on the account.

None of these checks fails an account

This is the part that matters. None of them ends a challenge and none of them deletes a payout on its own: they produce a sentence a human reads, and a trader who trips every one is still owed their money unless an operator decides otherwise, with a reason. The exception is the first one. Concentration is the consistency rule, and the consistency rule is a rule rather than a check: a cycle that breaks it cannot be requested until you trade it back under the line.

What is not allowed

The list is short, and every item is something we actually detect. We do not publish a ban we are not looking for.

• Coordinated opposite positions across accounts. Two accounts buying and selling the same instrument at the same moment cannot lose together: one breaks, the other passes, and that is not trading. A daily sweep compares the shape of trades between accounts, without looking at who you are.
• Exploiting demo-feed errors. Our accounts are demo accounts, and a demo feed sometimes prints a price the real market never had. A strategy that lives off those prices is worth nothing on a real market.
• Letting someone else trade your account, sharing your credentials, or reselling your account. The account is yours and nobody else's.

What happens then

As with the checks before a payout, none of this breaks an account automatically. An operator looks, decides, and writes the decision down with its reason. The difference is that here, unlike the loss limits, the decision can go as far as refusing a payout.

What ends a challenge

Four things, and nothing else:

• A daily loss beyond the limit.
• A total loss below the static floor.
• 30 consecutive days with no activity, neither opening nor closing.
• A consistency review an operator decides against. This is the only one of the four a person decides rather than a number, and it is decided with a reason you are given.

When a challenge ends on one of those, the account is frozen: we set its balance to the broker's minimum, which leaves no margin to trade with, and any position still open is closed out by the broker. The password is then changed and the account is archived. That happens at the broker, so it takes effect within minutes rather than instantly, and we do not close your positions ourselves: anything you trade after the timestamp of the reading that ended the challenge does not count, in either direction. You are told, and you get the reading the decision was made on.

The accounts

Every account is simulated, the funded one included

Phase 1, phase 2 and the funded account all run on demo accounts. At no point, at no stage, is an order sent to a live market. The funded account is not real capital: it is a simulated account on which your winnings are real and paid to you in cash.

Why we spell this out

Many firms mention only the evaluation phases, which leaves the impression that the funded account is real money. It is not, here or at them. We would rather tell you before you pay than after you pass. You deposit no trading capital with us, and what you pay is an evaluation fee.

Your credentials

Your MT5 login, server and trading password are shown in your account page. We will never ask you for that password, through any channel. We watch your account through read-only access that we hold and that you never need.

The wait between passing and being funded

Passing phase 2 does not open the funded account by itself. Identity verification comes first, and the size has to have room: we cap how many funded accounts run at once on each size, so a pass can wait if that size is full. Nothing is lost while you wait and nothing expires; you are told where you stand.

One funded account per person

Identity verification is required before any funded account, and one identity document can carry only one funded account.

Platform, leverage and instruments

MetaTrader 5

You trade from MetaTrader 5, on a phone or a computer. The credentials are handed over after payment and stay visible in your dashboard.

Leverage 1:100

Leverage is 1:100 on every account size. It is the same in phase 1, in phase 2 and on the funded account.

Instruments

Whatever the broker offers on the account. We neither add nor remove instruments, and we place no restriction on what you trade.

What there is no rule about

Many firms ban these. We ban none of them, and nothing in our system measures them. We write it down so you do not have to guess:

• Trading through news announcements.
• Holding positions overnight or over the weekend.
• Robots, expert advisors and automated trading.
• Scalping, hedging on your own account, martingale.
• How many trades you take, how big they are, or how long you hold them.

The only limit that exists is the loss limit, and it is measured on equity. What you do inside that limit is yours.

Changes to these rules

If we change these rules, the change applies only to challenges bought after it is published. A challenge's terms are recorded when it is bought and follow it to the end.