Privacy Policy
Draft, pending legal review. Last updated: 2026-08-25.
1. The principle
We collect the minimum needed to open your account, enforce the challenge rules and pay you. Nothing more, and nothing that does not serve one of those three things.
2. What we collect
When you create an account: your full name, email address, Mobile Money number and, if you give one, another phone number. Your password is never stored in readable form.
The Mobile Money number is your unique identifier. It does three jobs: signing you in, paying you, and stopping one person opening several accounts.
While you trade: equity readings from your account, the history of closed trades as read from the broker, and the decisions taken from those readings. This data is the evidence every decision about you rests on: we keep it because you have the right to dispute a decision and to see what it was based on.
When you pay: the order reference, the amount, the payment state and the provider's transaction id. We neither see nor store your Mobile Money PIN — payment happens on our provider's page.
Identity verification (funded accounts only): the result of the check, its date, the provider and a document reference. No image of an identity document is kept in our system.
3. What we do not collect
This site carries no advertising trackers, no third-party analytics and no measurement cookies. The only cookies set are the one that keeps you signed in and the one that remembers your language.
4. Why, and on what basis
| Data | Purpose | Legal basis |
|---|---|---|
| Identity and contact details | Perform the contract, open your account | Contract |
| Mobile Money number | Pay you, prevent multiple accounts | Contract, legitimate interest |
| Readings and decisions | Enforce the rules, evidence a disputed decision | Contract, legitimate interest |
| Payment data | Process fees, accounting | Contract, legal obligation |
| Identity verification | Prevent fraud, one funded account per person | Legitimate interest, legal obligation |
| Waitlist entry | Tell you when a plan opens | Consent |
5. Who we share it with
- The Mobile Money payment provider, to collect fees and send payouts.
- The broker, where the trading accounts are opened.
- The identity verification provider, for funded accounts only.
- Our hosting provider and our email service.
We sell no data and hand none to anyone for advertising.
6. How long we keep it
- Account and identity: for the length of the relationship, then for the statutory accounting retention periods.
- Readings and decisions: kept for as long as a dispute remains possible, because they are the only evidence of what was decided.
- Waitlist entry: until the plan opens, or until you ask us to delete it.
7. Your rights
You may ask for access to your data, correction, erasure, restriction of processing, portability, and you may object to processing based on legitimate interest. Write to support@fundandtrade.com; we answer within one month.
One honest reservation: we cannot erase data that accounting law requires us to keep, nor the readings that evidence a decision that can still be disputed. We will tell you which, and why.
8. Security
Trading account passwords are encrypted at rest. Administrative access is restricted and logged. Traffic to this site is encrypted in transit.
9. Contact
support@fundandtrade.com. The data controller is the contracting entity named at the foot of every page.